“Hana Bank Is No. 1 in Technology Finance”... Financial Services Commission Holds Tech Evaluation Committee

[Financial News] Hana Bank ranked first in the large-bank league of this year’s first-half technology finance evaluation. The bank was recognized for significantly expanding its credit lending and investment provision. Industrial Bank of Korea also ranked second after earning strong scores on credit lending and startup-company metrics. In the small-bank league, Busan Bank and Kyongnam Bank ranked first and second, respectively.
The Financial Services Commission (FSC) finalized the results of the 2026 first-half technology finance evaluation and quality review at a written meeting of the Tech Evaluation Committee held on the 11th. In this round of the Tech Evaluation, Hana Bank ranked first and Industrial Bank of Korea ranked second in the large-bank league. In the small-bank league, Busan Bank placed first and Kyongnam Bank second. Hana Bank earned the highest score by significantly increasing its credit lending and investment provision. Industrial Bank of Korea moved into the top ranks by improving its scores on credit lending and startup-company metrics. Among small banks, Busan Bank took first place by expanding investment based on technology evaluations.
The Tech Evaluation assesses banks’ technology finance supply performance and support capabilities every six months. It combines quantitative indicators (85 points) and qualitative indicators (15 points) across the large-bank league (6 banks), small-bank league (8 banks) and other league (3 banks). The Financial Supervisory Service handled the quantitative assessment, while the Korea Credit Information Services handled the qualitative assessment. The results are verified by the Korea Institute of Finance before receiving final approval from the Tech Evaluation Committee. They are used to set differentiated adjustment rates for contributions to the Korea Credit Guarantee Fund and the Korea Technology Finance Corporation.
The outstanding balance of technology finance supply dipped slightly from 304.5 trillion won in 2023 to 302.8 trillion won in 2024, but has since risen to 318.7 trillion won in 2025 and 334.5 trillion won in the first half of 2026. Each bank is maintaining a stable technology finance management system, including by operating dedicated departments and staffing, upgrading evaluation systems and designing specialized products. These efforts aim to enhance the objectivity and reliability of technology finance.
In the quality review, all six technology credit assessment firms—NICE D&B, Korea Rating & Data, Seoul Credit Rating & Information, NICE Information Service, eCredible and Korea Technology Credit Rating—received an “Excellent” rating. Among the eight banks that conduct their own assessments, NH Bank, iM Bank, Shinhan Bank, Hana Bank and KB Kookmin Bank received an “Excellent” rating.
iM Bank’s report was selected as the “Best Evaluation Report” among the technology credit assessment reports nominated by the institutions under review. NICE Information Service, Seoul Credit Rating & Information and Woori Bank were selected for “Excellent Evaluation Reports.” All 14 institutions under review received a rating of “Good” or higher, and the number rated “Excellent” rose from four to 11.
The quality review is conducted every six months by a quality management committee made up of external experts, which assesses the capabilities of technology credit assessment firms and the quality of their reports. Key evaluation indicators include quality requirements, internal quality management activities and report quality.
The FSC said, “Going forward, we plan to shift to an evaluation system focused on qualitative growth that considers not only the expansion of technology finance in scale but also the substance of assessments and the effectiveness of financial support,” adding, “Through this, we intend to expand substantive financial support for companies with outstanding technologies, R&D achievements and IP.”
[email protected] Park Mun-su Reporter