PFCT to nurture AI credit assessment talent, from free training to internships

[Financial News] PFCT (PFC Technologies), an AI-focused financial technology company, is offering educational opportunities to foster professionals who understand both finance and artificial intelligence (AI).
According to PFCT on the 9th, applications are open from that day through the 30th for its 2027 first-half AI Credit Assessment Academy. The program is open to undergraduates, graduate students, graduates and others, and will select 30 participants in total. Participation is completely free. Those selected will attend the academy for five days, from Jan. 11 to 15 next year, at PFCT’s headquarters in Seocho District, Seoul.
PFCT believes demand is growing for people who understand both finance and AI as AI technology is increasingly being applied to key financial-sector decisions, including credit assessments, loan reviews and risk management. However, opportunities for young people who are interested to work with real financial data or experience decision-making in the field remain limited.
The AI Credit Assessment Academy is a program PFCT has run since last year to bridge this gap. It is now being held for the fifth time. The program uses as educational resources the AI technology and financial expertise PFCT has developed through projects with financial institutions, as well as AIRPACK, its proprietary AI lending technology solution.
Participants develop credit assessment models using anonymized financial data and design lending strategies, including whether to approve loans and what interest rates and credit limits to set. They then use a simulation in which they operate a virtual financial institution to see how their strategies affect profitability and financial soundness.
This year, the program has newly introduced a course on AI agent theory and practice. It is designed to teach participants not only credit assessment modeling and lending strategy development, as before, but also how to explore AIRPACK’s various features and solve problems using them.
PFCT professionals take part directly in the training, including financial technology experts who have worked on more than 30 projects for financial institutions in Korea and abroad, AI engineers who have presented papers at leading international AI conferences such as the International Conference on Learning Representations (ICLR) and KDD, and data analysts.
The program does not end with the training. It also offers six-month internship opportunities so outstanding graduates can continue gaining practical experience. Of the 44 people who completed the first through fourth cohorts, 10 were selected as interns. One graduate was later converted to a full-time position and is now working as a data analyst.
Lee Jae-gyun, managing director and chief business officer (CBO) overseeing PFCT’s financial business solutions business, said, “The people needed in the AI era are those who can go beyond using technology effectively and discover and solve new problems based on an understanding of the industry.” He added, “We will share the technology and know-how PFCT has built up in the field and support young people in growing into professionals with expertise in both finance and AI.”

[email protected] Kim Tae-il Reporter