“He canceled his sick daughter’s insurance and pocketed the money” ... The shocking actions of an unfaithful ex-husband [What do you think?]

[Financial News]  A woman has spoken out, saying her ex-husband canceled without her consent the insurance policy for their daughter, who is being treated for epilepsy, and took the refund. She said she was worried because her daughter’s treatment history would make it difficult to get a new policy, and her ex-husband had even cut off contact.
JTBC’s “Sageon Banjang” recently featured the story of a woman in her 30s, identified as Ms. A, who is raising her two daughters alone after her divorce.
Before they married, her husband was a considerate person, she said. According to A, he never broke even small promises and would sometimes see her home when she finished work late.
After their children were born, her husband researched insurance policies himself. He promised, “I’ll make sure the children’s insurance is taken care of,” and A trusted him and named him as the policyholder for their children’s policies.
But as their marriage went on, her husband’s behavior changed. Even when their eldest daughter needed treatment for symptoms suspected to be childhood epilepsy, he refused A’s request to accompany their daughter to the hospital.
He also reportedly yelled profanities at his daughter in public when she wanted to go on an amusement ride.
A and her children faced considerable hardship because of her husband’s changed behavior. She said, “I had to handle the housework, childcare and my job all on my own,” adding, “The children were always walking on eggshells because they never knew when their dad might get angry.”
The clue that revealed her husband’s affair was a pouch found by their daughter. One day, while looking for a charger in her father’s bag, the daughter happened to find a pouch bearing the name of a motel.
When A found the pouch suspicious and asked her daughter what had happened, she heard an unexpected story. The daughter said, “On the day Mom was away on a business trip, Dad ate at a pork cutlet restaurant with a woman I didn’t know.” Her husband reportedly told the daughter at the time not to tell her mother about it.
When confronted about the affair, her husband eventually admitted to it. The two later divorced, and A took responsibility for raising their two daughters. They also agreed to change the policyholder on the children’s insurance policies from her husband to A.
Until the policyholder change was completed, her ex-husband would pay the premiums, and A would receive child support with that amount deducted. But A, who was working both her regular job and an early-morning part-time job to support the family, collapsed from overwork, delaying the change of policyholder.
At the time, her ex-husband contacted her about changing the policyholder, but A, whose health had worsened, was unable to respond. The change was ultimately left incomplete.
What A received afterward was a text from her ex-husband notifying her that he was canceling the insurance. It read, “I’m canceling the policy. Hope you enjoy your life.” By the time A checked, the policy for her eldest daughter had already been canceled, and her ex-husband had collected the cash surrender value.
When A objected to the unilateral cancellation, her ex-husband justified his actions and blamed her. He said, “It’s your fault—whose else would it be?” then added, “It’s none of my concern now. Don’t contact me,” and cut off contact.
A was worried that her daughter might have difficulty getting a new insurance policy because of her treatment history. “I know it will be difficult for my child to get insurance again because of her treatment history,” she said, lamenting, “How can you cancel insurance for a sick child?”
The policyholder for her younger daughter’s insurance is also still her ex-husband. A said she was concerned that he might unilaterally cancel this policy as well.
Experts stressed that parents’ responsibilities toward their children do not disappear just because they divorce. They criticized the ex-husband’s cancellation of the policy and advised that it would be worth legally examining whether his parental rights could be restricted or terminated, taking into account the impact on the children.


[email protected] Han Seung-gon Reporter