iM Bank posts third-quarter net income of 361.5 billion won; iM Financial Group records 416.3 billion won

【Financial News, Daegu = Kim Jang-wook】iM Financial Group posted cumulative net income attributable to controlling shareholders of 416.3 billion won for the third quarter of 2026 on the 27th.
In particular, in line with its push for a “major transformation in productive finance,” the group’s loan assets, led by iM Bank and iM Capital, grew 7.6% from the end of the previous year. As a result, the group’s net interest income rose 5.6% year over year.
Chun Byeong-gyu, vice president and group CFO of iM Financial Holdings, said, “While increased market volatility and rising interest rates have heightened uncertainty surrounding non-interest income, I view it positively that net interest income—the foundation of earnings—is improving on the back of solid asset growth.”
He added, “We will strengthen asset-quality management and take an even more rigorous approach to costs, including loan-loss provisions, so that we can sustain the improvement in earnings throughout the year.”
By affiliate, iM Bank posted year-to-date net income of 361.5 billion won through the third quarter. Corporate lending grew 10.8% (3.8 trillion won) through the end of September, driving growth in total loans and net interest income. Loan-loss provision expenses fell 11.8%, reflecting asset-quality management efforts made alongside its transition to a commercial bank.
iM Capital also posted year-to-date net income of 56.5 billion won through the third quarter, up 20% from a year earlier, driven by rapid growth in operating assets (+14.9%). It had already surpassed its full-year net income from the previous year by the third quarter, delivering strong results. Its focus on quality growth centered on auto finance improved asset quality and reduced loan-loss provision expenses (-19.1%), which was a key factor.
As capital markets gained momentum and net operating revenue improved, iM Securities recorded year-to-date net income of 72.2 billion won through the third quarter on a standalone basis, up 10.4% year over year. iM Life posted year-to-date net income of 11.2 billion won.
Meanwhile, iM Financial Holdings has completed the additional 30-billion-won share buyback it announced in July. The purchase represents 1.1% of total shares issued, and all of the shares are set to be canceled within one month.

[email protected] Kim Jang-wook Reporter