Office-Worker Couple Earning 250 Million Won a Year: "Sell Our 2 Billion-Won Home and Invest 1.5 Billion Won in U.S. Stocks"

[Financial News] An office worker's plan to sell a home worth 2 billion won, move into a jeonse rental, and invest most of the proceeds in U.S. stocks has drawn attention.

Person A, who said they work in the financial sector, posted about their asset-management plan on the office-worker community NOW Talk on the 6th.
The person said they would sell their current 2-billion-won home, move into a jeonse rental with a 500-million-won deposit, and take out a loan to cover any shortfall in the deposit. The plan is to invest the remaining funds in U.S. stocks.
Person A admitted, "No matter how I think about it, it seems strange to have 2 billion won tied up in a home we live in."
The couple's combined pretax annual income is more than 250 million won. They plan to cover living expenses and interest on the jeonse loan with their earned income, while using the assets freed up by selling the home for financial investments.
The person also specified the investment targets. They explained that they plan to invest a total of 1.5 billion won in U.S.-listed exchange-traded funds, allocating 500 million won to each.
The plan is to invest in the iShares Semiconductor ETF (SOXX), which focuses on U.S. semiconductor companies; the Invesco QQQ ETF, which tracks the Nasdaq-100; and the Vanguard S&P 500 ETF (VOO), which tracks the S&P 500, an index centered on leading U.S. large-cap stocks.
In effect, the plan would involve selling a home and shifting a large portion of the household's assets into the U.S. stock market.

Opinions on Person A's post were sharply divided. One commenter asked, "What will you do if the market begins moving sideways for an extended period?" The commenter nevertheless assessed that "it could be a better choice than domestic stocks because the assets are denominated in dollars."
Many also pointed out the risks. Responses included, "Going all in is a shortcut to ruin" and "It’s hard to understand selling even your home and going all in on stocks."
Some said it would be better to keep the home and invest in an index with surplus funds. One commenter said, "I recommend simply staying in your home and investing in an index with the money you earn."
Others said they were considering a strategy similar to Person A's. Responses included, "I’m planning to sell a home in a similar price range, move into a monthly rental, and invest the rest in U.S. indexes" and "Why tie up money in a 500-million-won jeonse deposit? Buy more stocks instead."
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