"I Saved KRW 1 Billion Before Marriage, but I Haven’t Told My Husband... I’m Not Trying to Deceive Him" [What Do You Think?]

[Financial News] A woman who saved KRW 1 billion before marriage is reportedly considering when to disclose the exact size of her assets to her husband, sparking heated debate.

Recently, a post titled “When should I disclose my net worth to my husband?” was uploaded to the office-worker community Remember.
Ms. A, who said she had been married for about two years, began by saying, “We have one child.”
She confessed, “Before we got married, my husband won an apartment subscription lottery under his name, so all the money he had went toward buying the home. He paid the remaining balance in full before we got married, and the monthly loan interest is not an excessive burden based on our combined salaries.”
She continued, “I had saved about KRW 1 billion before getting married. When we got married, my husband neither showed interest in nor asked about the money I had saved, so I never brought it up separately.”
She added, “I have not disclosed my premarital assets, but my husband knows that I spent nearly 20 years working and lived frugally, enjoying the process of saving without owning even a single luxury handbag. It is only the exact size of my assets that I have not disclosed; he knows that I have assets of a certain amount.”
Ms. A said, “Of course, we disclose and manage all income earned after marriage transparently and jointly. Most of my assets are in pensions or other forms that are difficult to convert into cash immediately, so I cannot use them to repay the loan right away. Besides, the loan interest rate is low, so there is no reason to rush to pay it off.”
She continued, “There is no immediate need for a large sum of money, but I think it would be good to consult my husband when making investment decisions.” However, she emphasized, “I am not someone who is trying to deceive my husband and take advantage solely for my own benefit.” She then asked for advice, saying, “I’m wondering when would be the right time to tell him.”

Online commenters were divided after reading the story.
Some commenters said, “You carefully checked your husband’s assets and married him knowing that he was using all his money to buy the house, yet you kept your mouth shut because it benefited you. It does look selfish,” “It is already late, but now is still the best time. If you wait longer, his sense of betrayal will grow by the day,” “It is difficult to understand that you could not say anything because he never asked, even after you got married and had a child,” and “You got married and became a family, so why should income earned after marriage and assets saved before marriage need to be separated? Disclose it quickly.”
Other commenters, however, said, “It’s not as if she kept it secret so she could live well on her own. Having KRW 1 billion would be reassuring. Judging by the fact that her husband did not specifically ask her, he probably is not greedy for money. Even if she tells him, he will likely just tell her to manage it herself,” “Her husband knew to some extent that she had assets, and they transparently manage their post-marriage income together, so it is difficult to conclude that she took financial advantage of him. Still, it would be better to tell him the exact amount now,” “It seems the couple is financially stable and does not get deeply involved in money matters,” and “If the couple trusts each other, I wonder whether disclosure is really necessary. If difficulties arise, she can always put the money to good use then.”
[email protected] Kim Su-yeon Reporter