"A Married Couple of Teachers Who Held 13,000 Samsung Electronics Preferred Shares for Five Years Made 2 Billion Won, but Said It Was Enough"

[Financial News] A story is drawing attention online about a married couple in their 30s, both teachers, who steadily bought Samsung Electronics Co., Ltd. Preferred Shares for more than five years using bank loans and loans from the Teachers’ Mutual Aid Association, among others, and earned investment gains worth nearly 2 billion won.
On the 21st, a post titled "My life changed because of Samsung Electronics" appeared on Blind, an anonymous workplace community.

The author, identified as A, introduced himself as a married teacher born in 1993 who works at an elementary school in a provincial area. He said, "Starting in January 2021, I borrowed from bank credit loans and various institutions, including the Teachers’ Mutual Aid Association and Korea Securities Finance Corp., to keep buying Samsung Electronics Co., Ltd. Preferred Shares."
He also explained what led him to invest.
He said, "I came to understand the logic of capitalism through a YouTuber and put it into practice right away. The principle was simple," adding, "I would take good loans, buy shares in solid companies, and hold them for the long term without selling."
He continued, "It started with a question: if people borrow money to buy apartments in the provinces, why can't I buy shares in Samsung Electronics, a top-tier company with more than 100 trillion won in cash and a team of smarter talent than me?"
He also described how he acted on that idea. He kept buying Samsung Electronics Co., Ltd. Preferred Shares without being swayed by stock price swings. Even in November 2024, when concerns over weak semiconductor conditions and earnings fueled talk of a "Samsung Electronics crisis," he bought more.
A said, "I kept holding no matter whether the stock price went up or down, and during that time, our two children were born as well. I steadily paid the loan interest and held on stubbornly," while also revealing his current holdings.

He currently holds 10,000 shares under his name and 3,000 shares under his wife's name, for a total of 13,000 shares.
A said, "Even after excluding the loan interest I have paid so far, I have made about 2 billion won from investing in Samsung Electronics. I have no intention of selling. I plan to pass them on to my son and daughter."

He also expressed optimism about Samsung Electronics' dividend policy.
A said, "If a special dividend is paid at 10,000 won per share, as market analysts expect, I could receive about 130 million won in dividends based on my holdings," adding, "The regular dividend is still small, but I am considering retirement once it reaches a level that exceeds the annual salaries of both of us as teachers."
He also credited his wife for his investment success.
A wrote, "I was able to endure because of my wife, who believed in me without criticizing me even during the years when the stock price was weak," adding, "Warren Buffett was right when he said that choosing the right spouse is the most important thing in life."
He added, "Even after building assets worth 2 billion won, I still gave my wife, who remains frugal, a Tesla Model Y. I took it for a short drive and liked it so much that I ordered a Model 3 for myself."
Finally, A stressed, "No matter what hardships and trials come your way, patience and persistence will ultimately win. If you ignore the noise around you and quietly walk your own path, you can eventually achieve the results you want."

After the story was made public, netizens reacted in various ways, and A also shared his thoughts in response.
One netizen argued, "2 billion won is only enough for one apartment in Seoul. Rather than thinking about retirement, you should aim for 10 billion won. Real wealth starts at 1 billion won."
In response, A countered, "The most important thing in investing is knowing what is enough. Rather than setting your goal on a valuation that changes every day, it is more important to have achieved a share count that never changes."
He went on to explain his investment philosophy, saying, "The standard for wealth set by society is different for everyone. Just as there can be no winner in a comparison game except Musk, I am not moved by the wealth standards society has created."
Another netizen sympathized with A's long-term approach, saying, "I am also borrowing 60 million won in installments and buying four stocks in total, including SK hynix, Samsung Electronics, one power stock, and one semiconductor materials and components stock. I plan to pay only the loan interest and invest for at least 10 years."
y27k@fnnews.com Seo Yoon-kyung Reporter