First Quarter Domestic Bank BIS Capital Ratio Rises by 0.08%p.. Exceeds All Bank Regulatory Ratios

[Financial News] In the first quarter of this year, the capital ratio based on the Bank for International Settlements (BIS) standard, a soundness indicator for domestic banks, slightly increased.
According to the 'March-end Bank Holding Company and Bank BIS Standard Capital Ratio Status' released by the Financial Supervisory Service on the 29th, the total capital ratio of domestic banks was 15.68%, up 0.08%p from the previous quarter.
The total capital ratio is the value obtained by dividing the total capital of the bank (numerator) by the risk-weighted assets (denominator). A higher ratio means better soundness.
The common equity tier 1 ratio rose by 0.13%p to 13.20% from the end of the previous quarter, and the basic capital ratio increased by 0.14%p to 14.53% over the same period.
The BIS standard capital ratio is the ratio of equity capital to total assets (risk asset weighted evaluation) and is considered a key indicator for assessing the financial soundness of banks.
The regulatory standards set by the supervisory authorities are 8.0% for the common equity tier 1 ratio, 9.5% for the basic capital ratio, and 11.5% for the total capital ratio.
The Financial Supervisory Service evaluated that "all domestic banks significantly exceed the capital regulatory ratios, indicating a good level."
Based on the total capital ratio, KB, Citi, SC, and Kakao exceeded 16.0%, showing a very stable appearance, while BNK was relatively low at less than 14%.
Based on the common equity tier 1 ratio, Citi, SC, Kakao, and Toss were over 14%, while KB, Hana, Shinhan, Export-Import, Industry, and K were over 13%, relatively high.
Most banks, including Citi (+0.51%p), iM (+0.31%p), and Woori (+0.30%p), saw an increase in their common equity tier 1 ratio compared to the previous quarter, while six banks, including Kakao (-1.16%p), K (-0.28%p), SC (-0.17%p), Suhyup (-0.15%p), Export-Import (-0.04%p), and BNK (-0.02%p), saw a decrease. 
The Financial Supervisory Service stated, "As domestic economic recovery delays and uncertainties in U.S. tariff policies persist, we will continue to monitor to ensure sufficient loss absorption capacity is maintained."

sjmary@fnnews.com Seo Hye-jin Reporter